Everyone knows that “Chevy runs deep.” For years, Chevrolet has been one of the nation’s most popular vehicle manufacturers. Chevy owners take pride in their vehicles, so it’s no wonder they want to protect them. But after your Chevy warranty expires, your vehicle can run deep into your pockets without an extended warranty.

But did you know that Chevrolet drivers can choose a third-party provider, like Endurance, to protect their vehicles? Why not get it for a lower price with added perks that you just won’t get with a Chevrolet extended warranty?

These third-party service plans are actually called vehicle service contracts or auto protection plans. They work just like the factory warranty you had on your car when it was brand new off the lot: parts, labor, and taxes for the repair are paid for, depending on your contract. When your manufacturer’s warranty has expired, wouldn’t it be nice if Chevy would lend a helping hand and cover your repairs? Unfortunately, they won’t. This is why you may need extended coverage.

In fact, these vehicle service contracts are the same contracts that the dealer labels a “Chevrolet Extended Warranty,” but they tend to be less expensive because they are sold directly to the consumer and eliminate the middleman.

Some websites claim to offer customers a real Chevrolet extended warranty, but for it to technically be called that, it would have to come directly from the Chevrolet manufacturer. The regulatory guidelines state that a company cannot sell “extended warranties” because a warranty, by definition, comes from the original manufacturer and is included in the price.

What Is a Chevrolet Extended Warranty?

For those unfamiliar, an extended warranty offered by Chevrolet is known as a manufacturer’s warranty or a Chevrolet protection plan, and it comes from the dealership. This limited warranty often provides just the basics in terms of protection, but it can come in different shapes and sizes.

Understanding Manufacturer Warranties

As mentioned, a manufacturer warranty on a new vehicle often provides warranty coverage for only the most important parts under the hood. This means that if those parts break down while you are on the road, the Chevy dealership will cover some, if not all, of the repair cost.

Additional coverage for smaller parts, such as gaskets and hoses, is often not included. Manufacturer warranties can have different coverage options in terms of the mileage at which the warranty expires or the parts which are included, but the thing they all have in common is that they are not bumper-to-bumper warranties (in most cases), and they all have an expiration date.

Chevrolet Extended Warranty vs. Vehicle Service Contract: Which One to Choose?

Vehicle service contracts work the exact same way as you’d expect a Chevrolet extended warranty. When your car needs to be repaired, simply bring your car to the closest dealership or your chosen certified mechanic.

Once your car is ready to be serviced, give them your contract information, and your provider will work with the shop manager on your covered repairs. There may be a standard deductible of anywhere from $100-$500, but who’s going to worry when a total repair bill could be well over $2,000?

With a vehicle service contract, you are never without coverage. Imagine being able to drive your Chevy all around town and never having to worry about having to pay for a repair. Depending on which coverage you choose, you can have everything covered, from the power locks to the power steering to the power train. With a vehicle service contract, you’ve got a lot of power in your corner.

Many times, Chevy owners neglect to add on an extended warranty to their vehicle simply because they have a factory warranty. However, combining both can fill in the gaps left by the manufacturer warranty, essentially doubling down your protection out on the road.

The Financial Benefits of a Chevrolet Extended Warranty

While it may seem pointless to add on a Chevrolet extended warranty if you have a factory warranty, or even if you don’t, there are many financial benefits to take into account.

Avoiding Expensive Repair Costs

The first and perhaps most important financial benefit of an extended warranty on a Chevy is the fact that repair costs will be mitigated. While Chevrolet vehicles have a high level of dependability, no vehicle is without issues. The annual maintenance cost of a Chevy is estimated to be $650, with estimated repair costs as follows:

• Fuel Tank Replacement: $972 – 1,023
• Heater Core Replacement: $1,095 – $1,436
• AC Evaporator Replacement: $955 – $1,230

The above are just sample repair costs for a few potential issues that a Chevy can have. With an extended warranty, though, the cost will be either partially or completely waived, meaning you don’t need to worry about pulling money out of thin air.

Budgeting and Financial Planning

Building off of the last point, not needing to worry about having to pay a serious repair bill can assist you with your monthly budgeting and financial planning. Paying a predictable deductible for an extended warranty contract on a monthly basis is far better for a budget than a multi-thousand dollar repair bill after all!

Comprehensive Coverage for Your Chevrolet

There are many different extended warranty options to choose from when thinking about what’s right for your Chevy, but we here at Endurance believe our plans stick out above the rest.

What’s Covered Under an Endurance Auto Protection Plan

At Endurance, there are a variety of extended warranties, more accurately called vehicle service contracts, from which to choose. Each of them offers varying levels of protection for parts within the powertrain, electrical systems, and even advanced technology coverage. For example, the most comprehensive auto protection plan offered by Endurance, the Supreme plan, provides protection for the engine, transmission, air conditioning system, electrical system, cooling system, drive axle, seals and gaskets, and even high-tech options.

For those seeking lighter and more affordable protection for their Chevy, though, the Secure Plus is an excellent choice. Offering protection for only the most vital components under the hood (and often those with the highest repair costs) you can rest easy out on the road knowing you’re covered. Endurance plans can also be customized specifically to suit your unique needs, whether that’s protection most similar to the manufacturer warranty that accompanies a new car or coverage terms that mirror a simple powertrain warranty.

Additional Perks of Choosing Endurance

With a vehicle service contract from Endurance, you get 24/7 roadside assistance, including towing, battery charges, flat tire assistance, fuel delivery, rental car reimbursement, and trip interruption coverage. Plus, when you activate our Elite Benefits package, you’ll unlock $2,000 in extra perks — like collision coverage, key fob replacement, and full tire protection.*

How to Choose the Right Extended Warranty for Your Chevrolet

Choosing the right extended car warranty option for your Chevy is another matter entirely when considering all the different options available. After all, you don’t want to pay for protection that isn’t even related to the Chevy model you have. For example, if you have an older Chevy that has no high-tech options, such as advanced climate control or newer electrical components, a warranty package focused on high-tech protection isn’t right for you. Use the following as a roadmap for choosing your best warranty:

Assessing Your Vehicle’s Needs

First and foremost, think about the type of Chevy you are currently driving on the road and how you drive the vehicle. A new Chevrolet may require an extended warranty protection plan that’s more comprehensive than a basic powertrain plan, for example because it has more value as a new vehicle. Older Chevy models may only require basic protection rather than some type of platinum protection plan with all the bells and whistles, especially if the vehicle is one bad day away from a trade-in as it is.

Comparing Plans and Providers

Once you have considered the type of vehicle you have and its specific needs, do a side-by-side comparison of the different warranty plans you are considering. Think about the costs associated with each plan and what you are getting for those costs as well. On top of this, compare the different protection plan coverage providers to see who has better customer reviews, reliability, and coverage options in the event you want to switch plans at some point in the future.

Common Misconceptions About Extended Warranties

There are many common misconceptions regarding extended warranties that have stopped many a driver from investing in this crucial protection historically:

Debunking Myths About a Chevy Extended Warranty

There are a number of incorrect myths regarding extended warranties that are worth addressing. Perhaps the biggest is that a vehicle protection plan is unnecessary because the odds of a serious breakdown occurring, in conjunction with a high repair cost, is unlikely. While you naturally would hope this is the case, it doesn’t mean you shouldn’t invest in protection for the “what if” scenario. After all, car accidents are relatively unlikely on a singular basis, but you still feel more comfortable with car insurance.

Additionally, there is the misconception that extended warranties are scams because, at the time of vehicle purchase, you may already have a warranty on your vehicle. As outlined, though, extended warranty contracts can be used to fill in the coverage gaps that manufacturer warranties don’t provide, thus allowing you to stay safer on the road.

Understanding Your Coverage

Not understanding the extended limited warranty or extended comprehensive warranty you have on your Chevy means that you won’t know what to do in a mechanical breakdown. If you are signing up for a warranty plan, read the terms and conditions along with the outline of covered parts to know what falls under the warranty. Look specifically at the exclusions, if there are any, to see what isn’t covered, and then look at the claims process to see how simple (or not) submitting a claim may be. This will help you to learn the ins and outs of the warranty contract you have.

Protecting Your Chevrolet and Your Peace of Mind with Endurance

You’ve already spent a lot of hard-earned money on your Chevy, so you shouldn’t have to spend any more on costly repair bills. Endurance auto protection plans can keep you from needing to dig into your wallet to repair your vehicle, which will save you from a headache while also saving you time.

Contact a skilled Endurance plan advisor at (800) 253-8203 or request a FREE quote online. You can also simply shop our eStore to see your unique plan and pricing recommendations now.

Visit our extended warranty blog for articles on other vehicle manufacturers like General Motors, Ford, and Toyota. We also maintain a robust FAQ library for more info on powertrain warranties and bumper-to-bumper coverage.