Just as you may change your wardrobe, cut your hair, or upgrade your favorite pieces of technology to fit your personality and style, you can do the same with a vehicle. From the thrill of a sports car to the practicality and safety of a truck or SUV, there are many different ways to express yourself with the car you drive.

And just like purchasing the latest and greatest when it comes to fashion or tech, many people want the very best when it comes to their transportation. A luxury vehicle can be the perfect combination of comfort, craftsmanship, performance, and style. But while owning a luxury car can be a joy to drive and turn some heads while on the road, it can also be expensive. Due to their high-end components and the fact that they are usually imported, luxury cars can also mean luxury prices.

Instead, finding the right kind of extended warranty coverage to ensure your luxury car is protected, whether you’re just driving around town or out on a long viaje por carretera.

¿Por qué los vehículos de lujo necesitan garantías extendidas?

While they can be ooze style and performance, the major downside of owning a luxury car is that some luxury vehicles have below-average reliability ratings. Even though they have some of the most interiores confortables and all the convenient tech you could ask for, many luxury vehicle makers prioritize performance, technology, and comfort, which can increase repair complexity. In fact, luxury vehicles often have some of the worst reliability ratings despite being at the top of the list when it comes to price.

To give you a better idea of this, as well as some of the potential repair costs you could face when owning a luxury vehicle, take a look at the breakdown below on some of the most popular luxury vehicle brands on the road today:

• Mercedes-Benz: Mercedes Benz fabrica algunos de los vehículos de lujo más sofisticados del mundo, pero también son algunos de los más caros de reparar y los menos confiables. Con un costo de reparación anual promedio de $908 por año y una calificación de confiabilidad de 27 de 32 según el expertos en RepairPalUn Mercedes-Benz podría acabar costándole mucho dinero más allá del precio inicial de venta.
• Audi: Audi is known for its unparalleled comfort and fantastic German engineering. But unfortunately, that engineering seems to only apply to the interior. Overall, Audis have a yearly repair cost of $987 and a reliability rating that ranks 28th out of 32, meaning that ownership costs may be higher compared to many non-luxury brands.
• Jaguar: Jaguar is one of the leading names when it comes to luxury cars, due in part to plush, highly crafted furnishings and upholstery for their vehicles’ interiors. Their reliability and cost of upkeep, though, can leave quite a bit to be desired, with an average annual repair cost of upwards of $1,123, and they have an incredibly low dependability rating of just 29 de 32.
• BMW: Junto con Mercedes-Benz, BMW is perhaps one of the most recognizable names in the luxury car game. And just like Mercedes vehicles, BMWs are well-known for being unreliable and costly to own, with an average yearly repair cost of $968, y con un índice de confiabilidad de 30 de 32.
• Land Rover: Land Rover fabrica algunos de los SUV de alta gama más reconocibles del mercado, como el icónico Range RoverIncluso han estado produciendo vehículos de lujo durante más tiempo que casi nadie. Pero a pesar de esto, los vehículos Land Rover son algunos de los menos confiables, siendo los más populares. 31st-rated car brand out of 32No solo eso, sino que también tienen un 16 por ciento de probabilidades de necesitar una reparación importante cuando tienen que ir al taller. Peor aún, los Land Rover pueden acabar costándote una media de $1.174 cada vez que vas al taller.
• Porsche: Mientras Porsche may have instant recognition as a powerful and luxurious automaker, it is, unfortunately, one of the most expensive and unreliable vehicles on the road. In fact, coupled with a very high average annual repair cost of $1,192, Porsche ranks último en confiabilidad, coming in as the 32nd most reliable brand out of 32 total.

Despite these poor reliability ratings, there are some ways you, as a luxury car owner, can get help when it comes to these costly repairs. Specifically, if you purchased your luxury vehicles as brand-new cars from a dealership, you most likely were given a factory warranty. This warranty coverage, also sometimes called a manufacturer’s warranty, is a coverage plan provided to you by your car’s automaker to help cover the cost of unexpected car repairs, though this coverage will be limited.

For example, most factory warranties will include some form of cobertura de parachoques a parachoques, mientras que otros pueden dividir la cobertura, como por ejemplo, brindarle garantía del tren motriz coverage on top of a general new vehicle limited warranty. But regardless of whatever your automaker refers to as their new vehicle warranty coverage, that coverage will eventually end—typically within 3 years/36,000 miles or 5 years/60,000 miles.

Cuando eso sucede, un extendido garantía poder help provide additional coverage from costly car repairs. However, it’s crucial to know that despite often being called an “extended warranty,” the plans you can find from third-party providers, such as the various levels of coverage you can get from Endurance o los de Parabrisas de coche o Carchex, aren’t actually “warranties” at all.

Instead, these plans are known as vehicle service contracts (VSCs) as only your automaker can extend your factory warranty coverage. However, they can still provide you with broad coverage options. Unlike the coverage you may have with the help of a seguro de auto estándar contract, which will only cover damages sustained in an accident or mishap, a VSC may help cover certain repair costs related to mechanical breakdowns. Seguro de avería mecánica (MBI), también conocido como Seguro de reparación de automóviles, is another option that can help cover repair costs.

Still, it almost always has strict exclusions, and most vehicles are not going to be eligible for it if they aren’t a new car that’s less than a year old or has less than 15,000 miles. This means that if you’ve recently purchased or are looking to purchase a used vehicle, you’ll be out of luck when it comes to getting an MBI policy.

Pero si bien una garantía extendida o un contrato de servicio del vehículo pueden ser una excelente opción para algunos propietarios de automóviles, ¿están disponibles para los automóviles de lujo?

¿Existen garantías extendidas para los coches de lujo?

While many luxury brands rank below average in reliability studies, luxury vehicle owners often find it difficult to get the right protection and coverage. That’s because some empresas de garantía extendida de terceros or VSC providers will not cover luxury vehicles. In contrast, others exclusively offer high-end vehicle coverage and specialize in protecting your BMW, Mercedes-Benz, Porsche, or more. For example, the Plan de protección de Highline de Endurance can be a great way to cover your luxury car due to our experience providing broad coverage for vehicles since 2006.

En general, el plan de protección Highline amplía el plan integral de protección automotriz Supreme, que ofrece cobertura excluyente for car owners. However, the Highline plan is only available for a select number of luxury vehicles up to eight years old and with less than 80,000 miles on the odometer — all for just a $500 deductible. This plan includes select cars by some of the most popular automakers known for producing high-end cars, including Audi, BMW, Mercedes-Benz, Land Rover, Jaguar, Porsche, and more.

Luxury sedans lose value fast, but repair costs don’t drop with the sticker price. The Backspeed Boys break down four depreciated models that still deliver serious speed and explain why an Endurance Warranty plan, including our Highline coverage, may help manage the cost of owning one.

As with any Plan de protección Endurance, you can also enjoy 24/7 roadside assistance, rental car reimbursements, and a 30 días de garantía de devolución de dinero. You’re also eligible to enjoy a full year of our Beneficios de élite package for free, a $2,000 value which includes tire coverage, collision discounts, windshield repair, and more.

Proteja su vehículo de lujo con Endurance

Owning a luxury vehicle can be a pleasure to drive, but it can also be expensive to repair. To help protect your vehicle and your wallet, the right coverage can help manage repair costs. So if you have a high-end car made by some of the biggest names in luxury vehicles, the Plan de protección de Highline from Endurance may be worth considering.

Si también posee otros vehículos fabricados por fabricantes como Vado, honda, o toyota, you can access maintenance-related benefits with an Advantage plan from Endurance. Along with providing broad coverage for many mechanical breakdowns, each Advantage plan can also help you save up to $3,500 in maintenance services, including up to three oil and filter changes, alignment checks, tire rotations, engine diagnostic exams, and even help with your vehicle’s next inspección de seguridad estatal.

Not only that, but each Advantage plan also includes several other one-time services, including a brake pad/shoe replacement, a battery replacement, cooling system maintenance, and more. You also get access to Elite Benefits with simple enrollment, so you are never left without protection for any of your vehicles.

Para obtener más información sobre cómo un plan de protección de vehículos Endurance puede ayudarlo, solicite un presupuesto gratuito y sin compromiso o dar nuestro Equipo Endurance galardonado una llamada directamente a (800) 253-8203.

También puedes visitar nuestra Blog Endurance para encontrar más artículos sobre diversos temas automotrices, incluidas guías de compra de vehículos, comparaciones de garantías extendidas, consejos de expertos sobre automóviles, respuestas a preguntas frecuentes y mucho más.