Ahorre miles en reparaciones de vehículos con Endurance.

Cómo conservar su vehículo por más tiempo con una garantía de vehículo usado

POR: Alex Perrone

We are long past the days when a 10-year-old car with over 100,000 miles on the odometer was known as a “fixer-upper”.

The quantity of vehicles in operation hit a record in the U.S. as the average life expectancy of automobiles and trucks continues to increase. In return, ancillary markets such as iMansur ace providers, parts producers, and extended car warranty companies have begun to ramp up in an attempt to keep drivers on the road as long as possible.

El tiempo normal de uso de automóviles y camionetas alcanzó los 11,6 años de antigüedad, indicado por IHS MarkitLa firma, que recopila información sobre las matriculaciones de vehículos, calcula que hay unos 264 millones de vehículos ligeros en circulación. Ambas cifras son superiores a las de 2015.

This aging generation of vehicles, reported by the IHS Markit counseling firm, is positive news for some in the automobile business, as it flags an approaching rush of shopper spending on vehicle service contracts and replacement vehicle parts.

“En el pasado, las personas conservaban sus vehículos durante 100.000 millas y eso era un tiempo realmente decente para ese vehículo”, dijo Mark Seng de IHS Markit. “En la actualidad, cuando ese vehículo tiene 11,5 u 11,6 años, estamos hablando de 110.000 o 115.000 millas y eso es parte de su vida útil”.

Los conductores conservan sus coches durante más tiempo: ¿es más barato?

As indicated by IHS Markit, which breaks down vehicle enrollment information, right around 1 in 4 vehicles in the U.S. was bought before 2001. The firm predicts that in 2021, about 20 million vehicles on the road will be at least 25 years old.

Hay dos razones principales: por un lado, los vehículos con un mayor vida útil give drivers “significantly more comfort.” For another reason, the rise in new and used vehicle costs has made buyers extend their automobile loan payments.

As indicated by Experian’s most recent information, the average term for an automobile loan is five years and six months. That is in remarkable contrast to the five years and two months back in 2009.

A pesar de las preocupaciones de que la El negocio tiene plateaued, numerous automakers expect the maturing vehicles to still keep the sales of new autos and trucks close to a record pace throughout the following years. In the interim, car merchants are taking advantage of the new pattern, which gives them more chances to insure and offer service to drivers’ vehicles. That is becoming the most beneficial part of a car dealer’s business.

Car parts retailers like AutoZone and O’Reilly Auto Parts will likewise observe more business, as more individuals hope to change batteries, brakes, starter plugs, and other components of their aging vehicles.

“Estamos empezando a ver la innovación que será necesaria para impulsar los vehículos autónomos dentro de bastante tiempo, y eso obligará a los clientes a salir a buscar esta nueva tecnología”, afirmó. “Esa es la razón por la que creemos que las ventas de vehículos nuevos se mantendrán sólidas en los próximos años”.

From that point forward, those recognized patterns have been turned on their head. US citizens’ credit is generally stable once more. Renting is a booming business once more, representing around 30 percent of new-car sales volume. In the meantime, purchasers with great credit are gradually losing affection for that distinct “new car smell.”

Sea como fuere, a largo plazo, tras todo ese cambio incremental señalado, los compradores han reconocido tardíamente el hecho de que la mayoría de los automóviles y camiones simplemente duran más.

¿Podría beneficiarle una garantía extendida para un vehículo usado?

Most present-day vehicles are de modo significativo better built than ever before. Along these lines, drivers accept that there is less danger of a breakdown. You won’t think a service agreement is fundamental, but rather, once more, it merits considering.

Drivers are significantly more inclined to keep autos longer since they are presently improved. However, the more you continue doing anything, the more probable it is that it requerirá reparaciones. On the off chance that it’s a more current auto and better manufactured, it likely has more new innovations and different parts significantly more expensive to repair or replace.

In case you’re uncertain about the advantages of what many in the industry call an “extended warranty,” consider the ever-expanding vehicle repair costs. In many examples, a solitary secured repair could pay for the whole cost of a service agreement. The exact opposite thing any vehicle needs is to stall out, paying for a repair.

Algunos proveedores “terceros” o “directos” (es decir, independientes de los fabricantes de automóviles) están disponibles para comprar por teléfono, en línea o a través de un concesionario. En caso de que decida realizar la compra de un contrato de mantenimiento, a veces denominado “Contrato de servicio del vehículo,” you ought to ensure it is upheld by a respectable organization that has been active in the business for over 10 years.

El comprador inteligente seguramente comprobará en línea Reseñas e informes de consumidores to check whether the organization is paying claims appropriately and that its clients are happy with the scope of their coverage and the company’s service. Another huge benefit that third-party providers have is that they allow vehicle owners to utilize their maintenance agreements at any dealership or repair shop nationwide.

Buying a vehicle is a major purchase, investment, and even a greater risk, especially if you choose to purchase a used or, rather,”certified pre-owned” car. Be that as it may, if you plan to keep your recently acquired new or used car for some time, a service contract is worth considering.

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