No matter how smart or safe a driver you are, accidents are bound to happen at some point. Car accidents often leave people feeling disheveled and frantic, as there are so many factors to consider after the initial shock.

Although many of us jump straight to worrying about our precious automobiles, the safety of ourselves and others is always most important and takes priority above everything else. Cars are replaceable; YOU are not.

To ensure you are taking the proper steps, in the event of an issue, we’ve created a guide for you to follow outlining what to do if you need assistance. This article is meant to make your life easier and less stressful if the unexpected happens.

1. Get to a safe area.

If it’s OK and safe to do so, move to a location out of the way of traffic, like the shoulder of the road. If not, then turn your hazards on to let other drivers know you can’t move anywhere.

2. Stop your vehicle and get out.

Turn off the engine and make sure your vehicle is at a complete stop. Catch your breath, curse if you need to, and then get out of the car ONLY when it is safe to do so. Look around to make sure no vehicles are flying by you.

3. Make sure no one is hurt.

If you are not in any pain and suffer no injuries, take a second to check on others involved in the accident, such as passengers, the other drivers, and pedestrians. If anyone is hurt, call 911 and report the accident immediately, letting them know that people are injured and to bring an ambulance.

4. Call the police.

Even if it’s just a little fender bender, it’s always a good idea to report the accident, especially if you’re going to file a claim through your insurance company. If you don’t call the police, then you can also submit an accident report through your state DMV.

5. Gather all necessary information.

In order to make sure that the accident is dealt with properly, write down information on the other driver (name and number), license plate, the insurance company, make and model of vehicle, eyewitness contacts, location of the accident, and police officer names/badge numbers if they follow up to the scene. It is also a good idea to take a picture of the scene of the accident and the damage done to the car.

6. File claims through the insurance and warranty company.

Once you have all the essential information jotted down, it is time to file your claim and let us help you the rest of the way.

Your insurance covers you in the case of an accident, but if you have an Endurance plan, we can help with any covered mechanical breakdowns. Call us at (800) 253-8203 or, if you don’t have coverage, request a FREE email quote.